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Cashflow clarity service for small businesses

Most small business owners don't know whether they can afford next month. You give them one clear forecast, updated monthly, and a short conversation about what it means. It's a retainer service that needs no product, and the value is obvious the first time it changes a decision.

Startup cost

Under $100 — spreadsheet skills and a video call (Under $100 to start)

Who pays

Owner-managed businesses turning over enough to worry

How it earns

Monthly retainer per client · recurring

Tech skill needed

No coding needed

Role of AI

AI speeds up the work behind the scenes

Business model

Service business

Run it solo?

Yes, realistically

Online or local

Either

Time it takes

5–15 hours a week for a small book of clients

Getting evidence

Straightforward

First customer likely comes from

Do one forecast free for a business you already know, then ask who else needs it

The problem

Bookkeeping tells an owner what already happened. It doesn't tell them whether they can hire, or survive a slow quarter, or take the big order. So they guess, and the guess is usually optimistic.

What you sell

A rolling forecast they can actually read, one page, updated every month, plus thirty minutes to talk through the two decisions it affects. Not accounting — decision support.

Who can do this credibly

This rewards financial background heavily. If you've run finance for a business, this is close to work you already do. If you haven't, expect to be trusted slowly.

Where you're regulated or licensed for accounting advice, stay inside what your qualification and local rules allow.

Would this work for you?

This page can't tell you that — it doesn't know your skills, time or budget. The direction assessment does, and it starts from this idea rather than a blank page.

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